or other founding or constitutive document establishing, the DFI; "equity" means moneys invested in an entity or an enterprise, as the case may be, by an investor, and for which the entity or the enterprise, as the case may be, is ordinarily expected to pay a return to that Investor, usually in the form of dividends; "financial institution" means, in relation to a State Party, any institution which is classified as a financial institution by the relevant legislation of that State Party: financial institutions ordinarily include depository institutions (such as banks) which collect funds from the public by way of deposits, and non-depositary institutions (such as insurance companies) which collect funds from the public by way of, among other things, selling insurance policies; "floating rate note" means a bond in terms of which the principal amount of the loan bears interest at a floating (as opposed to a fixed) interest rate; "General Meeting" means the General Meeting of the Network contemplated in Article 3(4); "junior debt" means, in relation to a borrower, the debt of that borrower which is subordinated to the other Debt of that borrower (including the senior debt of that borrower and the mezzanine debt of that borrower), and which accordingly ranks lowest in priority of payment; "limited recourse" means, in relation to a borrower, that, if that borrower defaults in the repayment of a debt of that borrower, the relevant lender(s) may only have recourse to certain assets of that borrower when claiming, or instituting proceedings, for the repayment of that debt and, where applicable, interest thereon; "loan loss provisioning" means, in relation to a financial institution, those voluntary provisions made by that financial institution out of the current income of that financial institution to cover potential loss to that financial institution from loans 83