. On 25 March
2013,
the Applicant wrote to CORAR
Insurance Company,
requesting payment of one million Rwandan francs (RWF 1,000,000), as an
advance,
to repair
his
house,
which
had
been
destroyed
by a natural
disaster.
. On 5 April 2013,
million Rwandan
CORAR
francs
Insurance Company
(RWF
1,000,000)
granted the Applicant one
as an advance
payment.
The
repair of his vehicle was completed on 18 June 2013. On 23 June 2013, the
Insurance Company
paid him the cost of repairing the vehicle,
to One Hundred and Ten Thousand
and Eight Hundered
amounting
Rwandan
francs
(RWF 110,800) as well as the cost of transporting the vehicle from the scene
of the
accident
to
the
garage
and
the
cost
of
processing
the
police
documents .
. On
12 August 2013, the Applicant wrote to CORAR
Insurance Company
requesting compensation for the loss of income suffered during the three
(3) months that his vehicle was
replied that it did not owe
Rwandan francs (RWF
in the garage
him anything,
for repairs. The
as the advance
company
of one
million
1,000,000 ) that had been paid to him for the repair
of the vehicle had instead been used to renovate his house, which is the
reason why the vehicle had remained in the garage for an extended period
of time.
. The Applicant filed a lawsuit against CORAR
Insurance Company, alleging
loss of income and the case was registered
at the registry of the Court of
First Instance
under number
Rc0865 / 13 / TGI
/ NYGE.
On 4 February
2014, the Court of First Instance dismissed his complaints on the grounds
that he had used the money paid to him by CORAR
carry out repair work on his house, even though
was
not
able
authorisation
to
repair
his
house
because
Insurance Company to
he had indicated that he
he
had
from the competent authorities to do so.
not
obtained
the