"IAIS" means the International Association Insurance Supervisors; of "lOPS" means the International Organisation of Pension Regulators and Supervisors; "lOSCO" means the International Organisation of Securities Commissions; "Requested Authority" means the Authority to whom a request is made in terms of this Annex ; "Requesting Authority" means the Authority making a request pursuant in terms of this Annex; "securities" means bonds, shares, stock, debentures, securitised debt instruments, equity instruments, debt instruments, futures and derivative instruments (including commodity derivatives), participatory interests in collective investment schemes, and any similar securities to, or combination of, the aforementioned. ARTICLE 2 ESTABLISHMENT OF THE COMMITTEE OF INSURANCE SECURITIES AND NON-BANKING FINANCIAL AUTHORITIES There is hereby established a Committee of Insurance, Securities and NonBanking Authorities of the Southern African Development Community. ARTICLE 3 COMMUNICATION AND EXCHANGE OF INFORMATION 1. There should be high-level contact between the Authorities in order to inform each other of any significant changes in their respective regulatory environments with a view to harmonizing each Authority's approach on the subject covered by the shared information. 2. The Authorities shall put one another on their mailing lists for the receipt of periodicals and other important communications. 3. The Authorities will encourage and enhance contact amongst the staff of the Authorities ARTICLE 4 INFORMATION SHARING 1. The Requested Authority should use its best efforts to obtain information from its own records or from institutions within its 102